ISO (Insurance) Information

 

ISO stands for Insurance Services Office and it is a division of Verisk Analytics (website). ISO provides information to insurance companies, including ratings of the fire protection provided in different areas of the country. This data may be used by your insurance companies as one of the factors to determine your rates.

 

Please contact ISO for its ratings on properties as it is the originating and definitive source for that information. Within the Larkspur Fire Protection District (LFPD) there are, in general, three ISO Public Protection Classification (PPC) ratings; “3”, “3Y” and “10”.

 

  • In general, a property that has a water system with hydrants that meets ISO criteria for adequate fire flow and is within five road miles of an LFPD fire station is usually rated at a PPC 3.

  • In general, a property that is within five road miles of an LFPD fire station or a neighboring fire department station with an automatic aid agreement with the LFPD, but is not served by a water system with hydrants that meets ISO criteria for adequate fire flow, is usually rated at PPC 3Y.

  • In general, a property that is more than five road miles from an LFPD fire station or a neighboring fire department station with an automatic aid agreement with the LFPD is usually rated at PPC 10.

 

The LFPD is a combination department with career firefighters on duty at all times. The career staff of 17 firefighters is augmented with approximately 35 trained and certified volunteer firefighters and 11 part time firefighters.

 

  • Station 161 is located at 9414 S. Spruce Mountain Rd. in the town of Larkspur and is staffed with 4 firefighters 24/7.

  • Station 162 is located at 5672 Red Rock Dr. in the Perry Park Ranch subdivision is staffed with with 2 firefighters 24/7.

  • Station 164 is located at 15205 Furrow Rd. in the southeast section of the LFPD and is a volunteer firefighter response station.

  • Castle Rock Fire Department’s Station 151 is located at 300 Perry St. within the Town of Castle Rock.

  • Palmer Lake Fire Department is located at 12 S. Valley Rd. within the Town of Palmer Lake.

  • Jackson 105 Fire Protection District’s Station 143 is located at 4333 W. Greenwood Rd. at the intersection with Perry Park Rd.

  • Franktown Fire Protection District Station 182 is located at 10650 South Highway 83.
     

At Fire Station 161, there are two fire engines with a 1500 gpm pump each and one carries 500 gallons of water and the other 350 gallons of water and a telescoping 75 ft. ladder and aerial master stream. There is also a water tender at Station 161 with a 750 gpm pump and 3500 gallons of water. Also at Station 161 there are two Type 6 wildland fire engines.

 

At Fire Station 162, there is one engine with a 1250 gpm pump and 950 gallons of water. Also at Station 162, there is one water tender with a 250 gpm pump and 3200 gallons of water and one Type 6 wildland fire engine.

 

At Fire Station 164, there is one engine with a 1250 gpm pump and 750 gallons of water. Also at Station 164 there is one tactical water tender with six wheel drive and a capacity of 2500 gallons as well as a Type 6 wildland fire engine.

 

Additionally, the LFPD has automatic aid agreements with the Jackson 105 Fire Protection District which responds to fire events in the northwest section of the LFPD, with the Palmer Lake Fire Department which responds to fire events in the southwest section of the LFPD, with the Franktown Fire Protection District which responds to fire events in the southeast section of the LFPD and with the Castle Rock Fire Department which responds to events in the northeast section of the LFPD. The LFPD is also on automatic aid with the North Group of fire departments within E. Paso County which respond to fire events in southern portion of the LFPD. In addition, the LFPD has mutual aid agreements in place with all Douglas County fire departments.

 

To view or print the above information in letter format, please view or download this letter

Reduce Your Risk

Help us help you by following these suggestions:

 

  • Call 9-1-1 without delay in the event of any fire or medical emergency. Seconds count!

  • Make sure your home or business address marker is easily visible. This means visible from the main road, from either direction and at night.

  • Mitigate your property to reduce the threat of wildfire.

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